Business Help Guides and Resources | Page 4

Business Help Guides

How to Use Contracts to Protect Yourself

Perhaps no other legal document is utilized more frequently and by more people than the general contract agreement. There are very few situations in business, finance, or even every day events in which individuals do not depend on a promise or......

How to Use Agreements to Forecast Sales

One of the most important elements of running a successful business is having the ability to accurately forecast sales. An accurate sales forecast enables companies to properly manage staffing and production needs and is an essential element......

Do You Need Business Insurance?

Why Insurance Is Always Important Many small business owners who are just starting out face the daunting challenges of finding a way to compete in the marketplace and grow their business. Many sole proprietors and even small partnerships find......

Pros and Cons of Using Independent Contractors

Operating a company in today's business environment means addressing a myriad of challenges that can sometimes threaten to overwhelm a business. Depending on the size of the company and its potential for growth, challenges such as acquiring......

What Are Bankruptcy Exemptions?

In difficult economic times, it is not uncommon for people to experience financial problems that can lead to serious credit issues. Prior to today's credit-driven society, people used to rely on credit to acquire items that were beyond their......

How Does Bankruptcy Affect a Promissory Note?

Promissory Notes Are Legally Binding A promissory note or promissory letter is a legally binding document that obligates an individual or organization to pay another individual or organization a certain amount of money in a certain amount of......

Credit Repair Basics

It is not uncommon in today’s up-and-down economy for individuals to find it difficult to maintain a good credit rating. Even something as innocent as being a little late on a credit card payment can send a credit score tumbling downward, so......

How to Negotiate With Creditors

Getting into Debt When tough economic conditions occur, one of the first casualties people often suffer is their credit rating. Maintaining a solid credit history can be difficult during downturns in the economy, and when finances are limited,......

4 Foreclosure and Lender Procedural Requirements

A foreclosure is a serious legal proceeding in which the homeowner is in the process of having their home taken away from them. Because of this, courts generally pay a great deal of attention to foreclosure proceedings and make sure that all......

Using a Promissory Note to Purchase a Home

Promissory Notes and Bank Loans The promissory note or promissory letter is a binding legal instrument that acts as a borrower's promise to repay a private loan to a lender. Many individuals have the perception that a promissory note is......